Your savings group, on the record

Mukando keeps mukando/round groups honest. Every contribution, every cycle and every payout is recorded where all members can see it - no more arguments over who paid what.

Get it on Google Play Open the web app

How it works

Run your group in minutes. Members only need a phone number - no passwords, no paperwork.

Create your group

Set the contribution amount and how often the group pays out - weekly, fortnightly or monthly.

Share the code

Every group gets a short code. Members join by entering it - on the app or the web.

Record contributions

Mark members paid as money comes in. Unpaid members can get an SMS reminder with one tap.

Close the cycle

When everyone has paid, close the cycle and the next member in line becomes the recipient.

Built on trust

Mukando is a ledger, not a wallet.

We never hold your money

Cash stays with your group, exactly as it does today. Mukando only keeps the record straight.

Every member can see the books

Contributions, cycles and reminders land in a tamper-evident activity feed all members can read.

Login by SMS code

No passwords to forget. You log in with your phone number and a one-time code sent by SMS.

Paying for your group

One subscription per group, paid by the organiser. Members never pay us anything.

Pay however suits you

Card or PayPal on the web, or subscribe inside the Android app through Google Play. Both keep the group running the same way.

Pay ahead if you prefer

On the web you can settle one, two or four quarters at a time - useful when the group would rather not think about it every three months.

Every payment on file

Your full payment history sits in the app, and every payment has a receipt you can open and print whenever you need it.

Get Mukando

Use it in the browser, or install the Android app.

Android app

Mukando is on Google Play - install it like any other app, and get updates automatically.

Get it on Google Play

Works on Android phones and tablets. You can also download the .apk directly - your phone will ask you to allow installing apps from outside the Play Store.

Web app

Nothing to install - organisers and members use the same login at app.mukandoapp.com.

Open the web app

On iPhone, use the web app - an iOS app is not available yet.