Your savings group, on the record

Mukando keeps mukando/round groups honest. Every contribution, every cycle and every payout is recorded where all members can see it - no more arguments over who paid what.

Open the web app Get the Android app

How it works

Run your group in minutes. Members only need a phone number - no passwords, no paperwork.

Create your group

Set the contribution amount and how often the group pays out - weekly, fortnightly or monthly.

Share the code

Every group gets a short code. Members join by entering it - on the app or the web.

Record contributions

Mark members paid as money comes in. Unpaid members can get an SMS reminder with one tap.

Close the cycle

When everyone has paid, close the cycle and the next member in line becomes the recipient.

Built on trust

Mukando is a ledger, not a wallet.

We never hold your money

Cash stays with your group, exactly as it does today. Mukando only keeps the record straight.

Every member can see the books

Contributions, cycles and reminders land in a tamper-evident activity feed all members can read.

Login by SMS code

No passwords to forget. You log in with your phone number and a one-time code sent by SMS.

Get Mukando

Use it in the browser, or install the Android app.

Android app

Download the app directly from us and install it on your phone or tablet.

Download for Android (.apk)

Your phone may ask you to allow installing apps from outside the Play Store. Works on Android phones and tablets.

Web app

Nothing to install - organisers and members use the same login at app.mukandoapp.com.

Open the web app

On iPhone, use the web app - an iOS app is not available yet.